Reaching your goals is only
4 steps away
Save for vacation!
Decide that you can afford to save 100 euros per month for your goal
Take our risk test and decide for yourself what investment strategy and guarantee level is appropriate for you
Enjoy full transparency by tracking the performance of your investment anytime and anywhere
How SavviSave enables you to reach your goals
Safety & return on investment
Grow your money and earn attractive returns. And with the safety of our guarantee, you don't have to risk it all!
Low fees & full transparency
With SavviSave, you only pay an annual fee of no more than 1.4% of your savings. No transaction fees. No cancellation fees.
SavviSave is as flexible as you need it to be. You can withdraw or deposit money at any time.
Many years of experience in the financial industry allow us to understand our clients better and provide solutions based on our expert knowledge.
See the potential of your budget
Based on a 5% average growth rate / yearGrowth rates are examples based on historic growth rates. Past performance is no indicator of future performance. The value of the underlying investments, and hence the value of your goals, may go down as well as up.
You want to know more about SavviSave?
Do I have to pay any fees for the account?
The charges applicable to your Savings Goal depend on the Investment Strategy to which you are linked. In the case of the Conservative Investment Strategy (linked to the SavviSave Cash Index), we charge 0.75% of the value of your Savings Goal each year. In the case of the Moderate and Optimistic Investment Strategies (linked to the SavviSave Investment Index), we charge 1.2% of the value of your Savings Goal each year. We don’t charge any other fees: no registration fees, no initial costs, no cancellation fees, no fees for deposits/withdrawals and there are no penalties if you don’t make a monthly payment. The Index to which your Goal is linked may charge a separate Management Fee, which will be reflected directly in the value of your Goal. Currently, a charge of 0.2% p.a. is applicable to the SavviSave Investment Index.
Who manages my money?
Your money is managed by Munich Re experts, who have come up with investment strategies that ensure a balanced mix of risk and reward. Munich Re has a long history dating back to 1880 and is one of the largest and most respected reinsurance companies in the world. It has successfully managed the investments and bonds of some of the world’s biggest insurance companies for decades. The company has more than 40,000 employees worldwide and is listed on the DAX stock exchange.
Can I access my money at any time?
Yes, you can deposit or withdraw money from your SavviSave account at any time. We understand that life is unpredictable and can change from one day to the next. That’s why we give you the flexibility to withdraw or deposit your funds any time, anywhere.
How does the guarantee work?
The SavviSave guarantee is only offered for the Moderate investment strategy. With the Moderate investment strategy, SavviSave calculates the guaranteed component each day on the basis of your goal’s current value. This involves complex financial and mathematical models with which we can guarantee the agreed conditions for the risk profile and guarantee date.